"Statistics have shown that approximately 97% of consumers do not prepay their loans.  That means that 3% have good intentions, but only 1% stay consistent with that initial prepayment plan." 

Equity Acceleration

The Equity Advantage Program enables annually recurring loan pre-payments to be applied to your loans principal balance.  Twice a year there will be three debits that occur in a month.  It is this extra debit that is applied directly to principal after the program fee is satisfied.

Term Reduction

Annually recurring loan pre-payments will translate into a shorter loan term.  Instead of making 12 monthly payments, you make 26 half payments, which means that one extra car payment per year is applied to principal.

No Late Fees or Credit Damage

The Equity Advantage Program will facilitate the payments for you; you will never have to worry about a late charge again provided there are funds available in the your bank account.

Convenient Automatic Debits

To safeguard your transactions, the Equity Advantage Program have partnered with Wachovia Bank, N.A., one of the largest financial institutions in the United States and is FDIC insured.  For more information on Wachovia Bank, N.A. visit www.wachovia.com.

No Up-Front Costs

There are no up-front costs.  The Equity Advantage Program fee is deferred and paid out of the extra bi-weekly debits that occur during the first year.

Free Transfer 

We want you to be a customer for life, so your Equity Advantage Program is transferable to your next vehicle, at no additional cost.

No Cancellation Fee 

Unlike other companies that offer a similar program, the Equity Advantage Program has no cancellation fees.

Lower Servicing Fees 

The Equity Advantage Program leads the industry with the lowest servicing fees.  No hidden costs.

No Outsourcing 

Unlike other similar programs, we don't outsource our services.  We are 100% committed to our customers.  From on time payments to consumer-friendly customer service.   Our valued customers never have to deal with annoying call centers while enrolled in the Equity Advantage Program. 

 Reliable, Secure and Convenient...  Sign Up Now!